News Archives - Journie

Future of Wealth: An Interview with Rakesh Patil, Founder of Journie

Focus on solving real problems, not visible ones.

Many startups raise capital efficiently but manage treasury informally. Idle cash, ad-hoc allocation, unclear liquidity planning. Even large institutions continue to operate with fragmented processes, manual tracking, physical documentation, and reconciliation gaps.

In his recent conversation with SugerMint, Rakesh Patil, Founder of Journie, shares the thinking behind building 𝗝𝗼𝘂𝗿𝗻𝗶𝗲 𝗩𝗮𝘂𝗹𝘁, an institutional-grade treasury platform designed as a central treasury and investment layer structured around runway visibility, liquidity segmentation, governance readiness, and efficient capital deployment.

‘I sometimes feel stuck, overthinking every decision’: India’s Gen Z knows how to invest, so why aren’t they doing it?

Gen Z in India gets investing better than any generation before it. Yet many still don’t act.

This surfaced in a recent The Indian Express feature, with insights from our founder Rakesh Patil.

What’s getting in the way isn’t a lack of knowledge. It’s a world built for instant gratification.

Easy credit, buy now, pay later, and social media-driven lifestyles quietly push spending ahead of saving. When this starts early, financial flexibility shrinks long before compounding can do its job.

Budget 2026 Expectations: Wealthtech eyes capital gains relief

Journie’s pre-Budget perspectives were featured by The Economic Times, CNBC TV18, and Zee Business, highlighting the need for structural reforms that improve capital efficiency, deepen liquidity, and strengthen long-term investor confidence.

Future of Wealth: An Interview with Rakesh Patil, Founder of Journie

‘I sometimes feel stuck, overthinking every decision’: India’s Gen Z knows how to invest, so why aren’t they doing it?

Budget 2026 Expectations: Wealthtech eyes capital gains relief

Elevate the Way You Manage Your Wealth